Trusted by 1000+ families
Your Financial Future, Thoughtfully Planned
From wealth building to retirement and from insurance to tax planning; we provide end-to-end financial guidance tailored to your unique situation.
We help individuals and families build lasting wealth through personalized strategies, transparent advice, and a commitment to your long-term success.
Our Services
Comprehensive Financial Planning
From wealth building to retirement, we provide end-to-end financial guidance tailored to your unique situation.
Investment Management
From wealth growth to retirement, we provide personalized financial guidance.
Comprehensive retirement strategies to ensure financial security and peace of mind.
debt Management
Protect your earnings and ensure your savings transfers to wealth according to your wishes.
Tax Optimization
Strategic tax planning to maximize your wealth and minimize your tax burden.
About Us
transparent financial guidance you can trust
For over 13 years, 'Vishaanjataay - Financial Planning Hub' has helped families and individuals navigate the complexities of wealth management. We believe in putting your interests first, always.
As fiduciaries, we're legally bound to act in your best interest. This isn't just a business model—it's our promise to you and your family's financial future.
13+
Years Experience
10,000+
Customers Served
Trusted by Thousands
NO SELLING, NO COMMISSION.
PURE CONSULTING AND ADVISORY
A financial plan should not begin with a mutual fund, insurance policy, or investment product. It should begin with YOU.
We first understand your:
Current financial position
Income and expenses
Assets and liabilities
Financial goals
Family responsibilities
Risk profile
Investment preferences
Retirement expectations
Our Pricing
Transparent, Value-Driven Pricing
No commissions. No hidden fees. Just clear pricing for exceptional financial guidance.
All plans include our fiduciary commitment and transparent, fee-only structure.
Foundation
Perfect for getting started with professional financial guidance
₹2,000
/One-time
One Financial Consultation session
Basic financial assessment
Fiduciary advice on investment product being asked to purchase by any sales-person (insurance, banking, mutual fund etc)
Goal-setting and priority analysis
Debt reduction strategy
Financial returns mathematics
Wealth Builder
Perfect for professional financial guidance with certified financial plan
₹15,000
/Annual
Three Financial Consultation session
Comprehensive financial assessment
Goal-setting and priority analysis
Debt reduction strategy
Financial returns mathematics
Budget and cash flow optimization
Basic investment recommendation with tax planning
Written financial plan
Complementary semi-annual financial plan review
Free Quarterly financial webinar
Legacy
Perfect for stress-free professional financial guidance for life-time
₹70,000
/One-time
Three Financial Consultation session annually
Comprehensive financial assessment
Goal-setting and priority analysis
Debt reduction strategy
Financial returns mathematics
Budget and cash flow optimization
Investment recommendations with tax planning
Written financial plan
Semi-annually financial plan review
Detailed insurance planning
Holistic retirement planning
Guidance on estate planning
Free Monthly financial webinar
build a secure financial future
Get clear, personalized guidance to help you grow, protect, and plan your wealth at every stage of life.
FAQ's
frequently asked questions
Explore our FAQs or reach out to understand how our financial guidance works.
You may be earning well and investing regularly, yet still wonder whether...
Am I saving enough for my future?
Saving enough depends on your income, lifestyle, financial responsibilities, existing assets, and future goals. A financial plan helps determine whether your current savings rate is sufficient and what adjustments may be needed.
How much money will I need to retire comfortably?
Your retirement requirement depends on your expected lifestyle, retirement age, inflation, healthcare costs, life expectancy, and other income sources. A retirement plan can estimate the corpus required and create a strategy to work towards it considering all future emergency needs.
Are my investments aligned with my financial goals?
Your investments should be aligned with the purpose, time horizon, and risk associated with each financial goal. A review can help determine whether your current portfolio is appropriately structured to support those goals.
Do I have adequate life and health insurance?
Adequate insurance depends on factors such as income, liabilities, family responsibilities, existing assets, and healthcare needs. A structured risk assessment along with your current insurance policy coverage terms can help identify potential protection gaps in your current coverage.
How much increment I should get in annual salary to cope with inflation?
Ideally, your income should grow at least in line with your personal inflation rate to maintain your purchasing power. However, the required salary increment may be higher depending on changes in your lifestyle, family responsibilities, financial goals, and future expenses.
Should I prepay my loan or invest more?
The right decision depends on your loan interest rate, investment horizon, expected returns, tax implications, liquidity needs, and risk tolerance. A financial analysis can help compare both options in the context of your overall financial plan.
How should I plan for my children's education?
Start by estimating the future cost of education based on the child's age, expected course, location, and education inflation. A goal-based investment strategy can then help you systematically work towards the required amount.
Am I paying more tax than necessary?
Tax efficiency involves reviewing your income, investments, deductions, and applicable tax regime. Proper planning can help ensure that your financial decisions are structured efficiently within the framework of applicable tax laws.
How much wealth do I actually need for financial independence?
Financial independence is not defined by a fixed amount—it depends on the lifestyle you want to maintain and the income required to support it. A financial plan can estimate your required corpus after considering expenses, inflation, liabilities, and future goals.
What happens to my family if something happens to me?
A comprehensive financial plan considers income replacement, outstanding liabilities, children's needs, insurance protection, emergency reserves, and estate planning. The objective is to help create financial continuity and security for your family during unexpected events.
Certified Financial Planner
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